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Clear Insurance Solutions' Journey from 1946 to Today

Clear Insurance Solutions' Journey from 1946 to Today

The Humble Beginnings

In the ever-evolving world of insurance, few companies can boast a legacy as rich and transformative as Clear Insurance Solutions. Founded in 1946, this beacon of insurance excellence has navigated decades of change, emerging as a leader in the industry. This article takes a retrospective journey through the company's history, underscoring its growth, challenges, and unwavering commitment to providing clear, comprehensive insurance solutions.

The Humble Beginnings (1946-1970)

Clear Insurance Solutions, originally known as ATP Insurance, was founded as a joint partnership between Joe Albertson and Thomas Patterson. The acronym 'ATP' initially symbolized the unity of Albertson and Thomas Patterson. In these early days, the company focused on building a strong local presence, emphasizing customer relationships and trust.

Transition and Expansion (1971-1990)

The 1970s marked a significant transition for the company. Following Thomas Patterson's passing, Douglas Brown acquired a 50% stake from Patterson's widow, Chelsea. By 1976, Brown had taken complete control, incorporating the agency as ATP Insurance, Inc. The acronym was cleverly repurposed to signify "All Types of Protection," reflecting the company's expanding range of services.

This era also saw further expansion and consolidation. Notably, in 1984, a merger with Joseph Jenkins Insurance brought new resources and expertise, bolstering the company's financial strength.

A New Millennium: Restructuring and Rebranding (2000-2013)

The turn of the millennium heralded a new chapter. ATP Insurance, now under the leadership of Duane and Michael Brown, underwent a rebranding to ATP Insurance, LLC. Rapid growth followed, with the acquisition of Larson Insurance Services in 2002, renaming it to ATP Insurance Services, LLC.

The company's strategy focused on mergers and acquisitions, as seen with the merger of Paul Allen Insurance and RealValue Insurance in 2004, forming the ATP Insurance Group, LLC. This period was characterized by a dynamic approach to growth, setting the stage for the most significant transformation yet.

CLEAR Insurance Solutions: A New Identity (2014-Present)

2014 marked a pivotal moment in the company's history with the introduction of 'CLEAR Insurance Solutions' as a doing-business-as (DBA) name. This change was more than cosmetic; it signified a renewed commitment to providing transparent, understandable insurance solutions nationwide. The formal renaming to CLEAR Insurance Solutions, LLC in 2020 was a culmination of this evolution, embodying the company's ethos and vision.

Adapting to a Changing World

Throughout its history, Clear Insurance Solutions has adeptly navigated numerous challenges, including economic fluctuations and regulatory changes. The company's response to the COVID-19 pandemic exemplified its adaptability. By swiftly implementing remote working capabilities and leveraging state-of-the-art technology, Clear Insurance Solutions ensured uninterrupted service to its clients during unprecedented times.

A Client-Centric Approach

At the heart of Clear Insurance Solutions' longevity is its unwavering dedication to its clients. The company's consultative approach, tailored solutions, and emphasis on understanding each client's unique needs have fostered deep, lasting relationships. This client-first mentality has been a constant through all the years of change and growth.

Embracing Technology

In an era where technology is pivotal, Clear Insurance Solutions has consistently stayed ahead of the curve. From advanced risk analysis tools to user-friendly digital platforms, the company has embraced technology not just as a means of efficiency, but as a way to enhance the client experience.

Looking Ahead: The Future of Clear Insurance Solutions

As Clear Insurance Solutions looks to the future, it does so with an eye on maintaining its legacy while embracing innovation. The insurance landscape continues to evolve, and with it, so will the company's strategies and solutions. What remains constant, however, is the company's commitment to providing clear, comprehensive insurance solutions, and its dedication to the clients it serves.


From its inception in 1946 to its current standing as a leader in the insurance industry, Clear Insurance Solutions' journey is a testament to resilience, adaptability, and a relentless focus on client service. As the company moves forward, it carries with it a rich history and a clear vision for the future, poised to continue its legacy of insurance excellence for many years to come.

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