X button to close form
X button to close form


Cargo insurance protects you from financial loss due to damaged or lost cargo. It pays you the amount you're insured for if an unpredictable event occurs causing damage, loss, or delay. Cargo insurance can protect you from a variety of losses and help you protect your investment and keep your business going strong.

Down arrow to jump to next section

The clear advantage

CLEAR Insurance provides a single point of contact for clear, understandable and unbiased recommendations for all your insurance needs. Whether in the area of commercial coverages for a business or in personal coverage, the CLEAR Insurance team is here to help you protect what matters most.

What is Cargo Insurance?

Cargo insurance protects you from financial loss due to damaged or lost cargo. It pays you the amount you’re insured for if a covered event happens to your freight. And these covered events are usually natural disasters, vehicle accidents, cargo abandonment, customs rejection, acts of war, and piracy.

Is Cargo Insurance a requirement?

Legally, all carriers must carry a minimum amount of insurance, known as carrier liability. It is up to you on whether or not cargo insurance is worth it though, as there is no requirement. However, it is highly recommended so you can better protect your goods from exposure to risks—some that could be catastrophic. Cargo insurance is important for any business that deals with shipping as it can protect your goods against damage and theft, as well as other risks such as the Suez Canal closure.

Types of Cargo Insurance?
  • Land Cargo, or Inland Marine
  • Marine Cargo
  • Open Cover Cargo
  • Specific Cargo
  • Contingency Insurance
  • All Risk
  • Free From Particular Average
  • General Average
  • Warehouse to Warehouse

What does cargo insurance usually not cover?

This varies with insurance carriers and policies but generally, policies exclude:

  • Damage due to inadequate packaging
  • Damage due to flawed products
  • Specific kinds of freight
  • Some modes of transportation
let US
for you

Above all, we are independent from any insurance company and we work for you, in getting the best products, at the best price and service you will come to expect and can’t do without.

an agent