CLEAR Insurance provides a single point of contact for clear, understandable and unbiased recommendations for all your insurance needs. Whether in the area of commercial coverages for a business or in personal coverage, the CLEAR Insurance team is here to help you protect what matters most.
If your personal property is stolen or damaged in a fire, your landlord typically won't cover anything. Renters insurance will:
If you rent your home and wish to protect your belongings, renters insurance is right for you. In some cases, landlords or management companies may even require proof of renters insurance before you sign your lease.
Keep in mind the difference between replacement cost and actual cash value. Some policies can include replacement cost, which means you will get cash for what it will actually cost you to replace your belongings. However, some policies use "Actual Cash Value" to determine the worth of your things. Ask an agent about policies that work best to insure your personal belongings.
Your landlord may be insured, but that doesn’t necessarily mean you’re protected in the event of an accident.
Landlord insurance covers the investment of the landlord, their property. This includes:
If your personal property is stolen or damaged in a fire, your landlord typically won't cover anything.
Renters insurance provides coverage for your belongings from damages such as fire and smoke, vandalism, theft, and some weather-related incidents too. It also protects you financially if a visitor to your home gets injured and takes legal action.
Above all, we are independent from any insurance company and we work for you, in getting the best products, at the best price and service you will come to expect and can’t do without.