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ATV & Motorsport

If you're an ATV or motorsport enthusiast, it's important to have the right insurance in case of an accident. ATV and UTV racing can be a lot of fun, but it can also be dangerous. Whether you’re hitting the trail, working on a farm, or just enjoying the great outdoors, the last thing you want to worry about is whether your insurance policy has you protected. With an ATV & Motorsport insurance policy, you won’t miss out on off-road adventure.

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ATV & Motorsport

The clear advantage

CLEAR Insurance provides a single point of contact for clear, understandable and unbiased recommendations for all your insurance needs. Whether in the area of commercial coverages for a business or in personal coverage, the CLEAR Insurance team is here to help you protect what matters most.

Do you need insurance to drive an ATV/UTV?

Some states require ATV insurance while others don't. Even if your state doesn't require it, ATV insurance can be a smart investment. It’s also important to keep in mind that a lot of state-owned and public parks require ATV insurance in order to ride on their trails.

What does ATV/UTV insurance cover?
  • Accessories and custom parts/equipment
  • Total loss coverage
  • Carried contents
  • Bodily injury liability
  • Guest passenger liability
  • Property damage liability
  • And more!

Is my ATV/UTV covered by my home insurance policy?

Home insurance can in some cases cover your ATV for scenarios on your property only. Which means you’ll need a separate ATV/UTV policy for accidents that occur away from home.

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Above all, we are independent from any insurance company and we work for you, in getting the best products, at the best price and service you will come to expect and can’t do without.

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